My Credit Score
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Enter your score from TransUnion, Experian, Equifax or XDS (300–850)
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Pull My Live Credit Score
Enter your SA ID number to fetch your real score from the bureau
Your ID number registered on your account will be used to retrieve your credit report from Datanamix. This is a one-time enquiry per 3-month period.
Live Credit Score · Powered by Datanamix
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🤖 Tips from Zoe
Personalised advice based on your credit profile
Keep your usage below 30%
If your credit limit is R10,000 — try not to use more than R3,000. This is one of the best ways to improve your score quickly.
Zoe ✓✓
Hlola — always pay on time
Set up a debit order for the minimum payment on every account. One missed payment can drop your score by a lot — and stays on your record for 2 years.
Zoe ✓✓
Check your free credit report
You get one FREE report from each bureau every year. Pull yours and check for mistakes. Mistakes can be disputed and removed — use the templates in the Tools section.
Zoe ✓✓